Independent Agency

Knowing how to get roadside assistance is crucial if your car breaks down. Car malfunctions can cause stress and danger. Stay calm and informed to handle these situations well. This guide will help you by providing critical steps for emergencies. You’ll learn about creating a preparedness kit, safely moving your vehicle, and communicating with help […]

If you’ve had a DUI, you might know that your car insurance costs usually go up. In Washington, after a DUI, insurance can be about 54% more expensive. But don’t worry, this is actually less than what many other places in the country might charge. The yearly cost might increase by around $762, so it’s […]

In the era of instantaneous digital communication, the insidious habit of texting while driving has emerged as a public health crisis with far-reaching implications. Considerable research substantiates the notion that the brief diversion of a driver’s gaze from the roadway to a smartphone screen significantly elevates the risk of vehicular accidents, often with catastrophic outcomes. […]

NonStandard auto insurance coverage, also called high-risk auto insurance, stands as an essential option for individuals who, due to various factors—such as a history of traffic violations, poor credit, or owning high-risk vehicles—may not qualify for standard policies. This segment of the insurance market addresses the complexities associated with providing coverage for those deemed to […]

Home insurance and renters’ insurance policies provide coverage for your personal property against damage or theft. This coverage typically includes personal items you own or gifts you’ve purchased for others while they are in your possession.  As the yuletide season garners a spirit of generosity and giving, numerous individuals indulge in purchasing precious gifts for […]

Despite concerns over economic volatility, industry experts are cautiously optimistic about personal auto insurance trends in the coming year. They predict a moderate shift as insurers navigate through regulatory environments and strive for profitability. Companies are expected to continue adjusting rates in response to evolving risk assessments and market pressures, while technological advancements may offer […]

Can you get car insurance if you don’t have a driver’s license? Yes! We are able to help you with your car insurance even if you don’t have a U.S. driver’s license. We always want to provide “excelente servicio” to our customers and one of the ways we do this is by only representing great […]

Rental Car Insurance covers the repair, replacement, and other potential expenses due accidents, theft, and other damage to a rented vehicle. If you’re planning to rent a car, it’s a good idea to think about getting rental car insurance. This kind of insurance helps you if the rental car gets damaged, someone steals it, or […]

In 2013, Washington state Governor Jay Inslee signed Senate Bill 5095 into law. This legislation allows drivers to provide proof-of-insurance and registration information from their “portable electronic device” to law enforcement officers. Most states now allow motorists to use electronic versions of their insurance ID cards when pulled over by the police. Our neighbors, Idaho […]

If you’re at fault in an accident, the liability car insurance coverage options you chose will pay the other party. Bodily injury liability covers their medical related expenses and property damage liability covers the costs of repairs or replacement for damages to their property, such as their car or fence. Navigating through the various options […]