Gary

Understanding Not-At-Fault Accidents in Washington Not-at-fault accidents in Washington state affect your car insurance rates through a complex interplay of insurance carrier policies, state regulations, and risk assessment factors. “Not being at fault doesn’t automatically protect your rates – but having the right documentation and agent support often does,” explains Gary Paulson, owner of Mid-Columbia […]

The recent announcements by the ten largest auto insurers of rate increases entering double-digit percentages have raised important questions regarding the reasons behind such significant increases. These increases will affect the economy and consumer behavior as families reassess their budgets and strategies for managing auto insurance costs. The economic and risk-related factors influencing the auto […]

In Washington State, determining who bears responsibility for a car accident is crucial because it influences the financial outcome of those involved. The state follows a comparative negligence rule, which means that a person’s ability to recover damages is reduced by their percentage of fault. Therefore, individuals must collect and present evidence effectively to prove […]

An extended warranty and a car insurance policy serve as critical financial safeguards for car owners. They serve two distinct purposes since their coverages, conditions of applicability, and the nature of the protection they offer differ significantly. Car insurance policies are typically mandated by law and focus on providing a safety net against the financial […]

Knowing how to get roadside assistance is crucial if your car breaks down. Car malfunctions can cause stress and danger. Stay calm and informed to handle these situations well. This guide will help you by providing critical steps for emergencies. You’ll learn about creating a preparedness kit, safely moving your vehicle, and communicating with help […]

If you’ve had a DUI, you might know that your car insurance costs usually go up. In Washington, after a DUI, insurance can be about 54% more expensive. But don’t worry, this is actually less than what many other places in the country might charge. The yearly cost might increase by around $762, so it’s […]

In the era of instantaneous digital communication, the insidious habit of texting while driving has emerged as a public health crisis with far-reaching implications. Considerable research substantiates the notion that the brief diversion of a driver’s gaze from the roadway to a smartphone screen significantly elevates the risk of vehicular accidents, often with catastrophic outcomes. […]

NonStandard auto insurance coverage, also called high-risk auto insurance, stands as an essential option for individuals who, due to various factors—such as a history of traffic violations, poor credit, or owning high-risk vehicles—may not qualify for standard policies. This segment of the insurance market addresses the complexities associated with providing coverage for those deemed to […]

Home insurance and renters’ insurance policies provide coverage for your personal property against damage or theft. This coverage typically includes personal items you own or gifts you’ve purchased for others while they are in your possession.  As the yuletide season garners a spirit of generosity and giving, numerous individuals indulge in purchasing precious gifts for […]

Despite concerns over economic volatility, industry experts are cautiously optimistic about personal auto insurance trends in the coming year. They predict a moderate shift as insurers navigate through regulatory environments and strive for profitability. Companies are expected to continue adjusting rates in response to evolving risk assessments and market pressures, while technological advancements may offer […]